Kilkenny MABS urges locals to contact their creditors if they are having difficulty paying their bills

Those who find themselves in financial difficulty after Christmas are being advised to contact the organisations they owe money to and arrange a payment plan.

Kilkenny Money Advice and Budgeting Service coordinator Michael Saunders says it is a difficult time of the year when bills start coming in after the festive season.

He is urging people not to panic and to contact creditors to organise a longer repayment period.